Credit Help Now!

December 27, 2007

help me make payments to improve credit score what should i do?

Filed under: Credit Help — Tags: , , — @ 1:53 pm
credit help
Martin M asked:


ok so i have 3200 debt on a cc with credit limit of 6000. an other cc with balance of 160 and credit limit of 300. and other with 1300 and a credit limit of 1500. i have 1500 cash right now how should i devide the payments… please help me but the whole purpose is to improve my credit score.

HUMPHREY

December 22, 2007

How can you raise you credit score even when you pay on time?

credit score
amhjp1820 asked:


Ok, past credit messed me up. I have a judgement thats almost paid off. I am trying to raise my credit score.I have 3 new accounts that I’ve paid on time for over 1 year. I read that one way to raise your score is to piggy back on a relatives good credit ( have them add me to one of their good accounts and not use it) Is this safe, is it legal. I would love to hear constructive ways to increase my credit score. Please don’t judge me. Almost all of my bad credit accounts have been paid off. I put my sons first when the divorce came. They lived in the house that I paid for while I lived in a basement.

DAVENPORT

December 21, 2007

December 15, 2007

What goes into determining your credit score and what causes it to go up and down?

Filed under: Credit Score — @ 5:49 pm
credit score
vaplaya121487 asked:


Being fairly new to credit I know most of the basics. When I comes to credit score though I keep hearing different stories. What really goes into finding your credit score and does it go down ask to know what it is?

MARTINS

December 12, 2007

What happens to my credit score if I get married?

credit score
methodistbambina asked:


I’m in my late 20′s and my soon to be husband is in his early thirties. I have credit card debt, but I’m working on it. I have a couple bank accounts. I also have a really good credit score. My soon to be husband filed for bankruptcy a couple years ago after he got divorced to avoid paying for bills his wife wasn’t paying. He doesn’t have a credit card. He does have a bank account. I have no idea what his credit score is. Will my credit score be affected when we get married? Should we share a bank account when we get married?
Note: His wife bought things and then didn’t pay for the bills for them. They were items she bought and used when they were separated. He didn’t see or use them. When she didn’t pay for them the creditors came after her. She claimed she wasn’t working and then they came after him after they were divorced. He was advised to file bankruptcy so the creditors would stop going after him.

BINGHAM

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