cici asked:
I am moving to a place where my current (sucky) bank does not have any branches. I heard that having a credit union account will help your credit score far more than a bank account will. Is this true?
MATTOX
? asked:
I filed for bankruptcy in 2007, my current credit score is 640. How can I raise my credit score before purchasing a home?
SHEFFIELD
CCC asked:
I have several negative items on my credit report that will expire after the 7-year limit next year (2002 was a wild one!). I have paid some and others are still on there as collection or charge-off. I have nothing negative since 2002 but I have a lot of student loans in repayment and no active credit cards. How many points can I expect my credit score to rise once the last negative items expire?
Okay, now can someone actually answer my question?
LYTLE
Sierra S asked:
I just turned 18 in the end of October. What would my credit score be now? What does it start out as? What is the eastiest way to build your credit score? How long does it take to build your credit? Do you get points per month or what?
MULLIN
birdiegirl asked:
I have cleaned up my credit and my score is 661 right now. Should I wait until it gets over 700 before applying for a mortgage? Is there anything else I can do (besides paying bills on time) to get my credit score up a little higher?
I did get approved but at a 12.9% rate and would rather rent and wait until I got higher.
RHEA
Lisa asked:
I have a credit card but recently got accepted for another card with a higher balance. If I keep both credit cards but only use one of them, will it help any with making my credit score higher?
MAY
jodi w asked:
I usually get earned income credit, but this year I am a couple thousand dollars above the limit. I have lots of deductions and was wondering if this would help. Also want to know if turbo tax is as easy as they make it out to be?
POLLOCK
nutty asked:
My husbands credit is much higher than mine. Will they average the two scores ort take the lowest credit score and base the mortgage rate on that?
CARMAN
Jean-François D asked:
Hi, I moved from Europe to the US 2 years ago. Just tried to buy a house. Unfortunately i had no credit history in the US. Therefore i did my best to get a credit card to get a credit score (which i did 4 months ago). I now have a credit score of 653. Look quite bad no? Is it a bad score because my credit card is too recent?
CALHOUN
