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September 22, 2008

How to raise credit score 28 points in 2 months?

Filed under: Credit Score — Tags: , , , , — @ 1:12 am
credit score
runnercaiti1 asked:


I want to apply for an apartment but they need a 625 credit score. I lost my job for a few months and am now behind on two accounts.
My credit score is 597. I can bring the accounts current in less than three weeks but will just that be enough to raise my score those 28 points? I don’t want to waste my application fee just to get rejected.

CORMIER

September 21, 2008

What should my credit score be in order to get a good APR on a new vehicle?

Filed under: Credit Score — Tags: , , , , — @ 10:31 pm
credit score
sem3578 asked:


I am looking to buy a small SUV sometime in the fall/winter but know that I need to improve my credit score in order to get a better APR than I have now. What credit score are most vehicle lenders looking for?

NAVA

September 19, 2008

I work for a credit card processing sevice,please help?

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Debdebb asked:


I have been working for a credit card service that pays on residuals. I have worked for more that a year with this company. The company has been holding my residual checks for more that 3 months now and I don’t know where to turn. I am independant contracter for them. Is there any laws that will help me get paid for all the work I’ve done. The company keeps telling me next week I will get paid and now it’s 3 months later. I live in California the company is based in Rhode Island. Please any advise would help.

ACOSTA

September 13, 2008

Is their any financial agency out their that can help me with my credit cards?

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jbrbbt asked:


Like alot of people i let my credit card charges get out of hand. I have 2 cards with a combined balance of nearly $1,000. I have been paying either the minimum payments or a little more to keep my balance from going over the default limit but its been hard to do, any recommended help would be useful.

COLLAZO

Does it help being an authorized user of a credit card build credit history?

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sergio d asked:


I want my wife to build her credit history, will it help her if I name her an authorized user of my credit card? Will the credit card company ask me for her data? The reason I ask this is because I noticed that when giving her an additional credit card the credit card company won’t ask her data? So which is best, giving her an additional credit card or making her an authorized user? Thanks for the help, I’m from another country and I’m trying to build credit history.

HARP

September 11, 2008

What are the cheapest reliable credit score companies where I Can get that efficient credit score that I need?

Filed under: Credit Score — Tags: , — @ 5:47 am
credit score
kammorr asked:


What are the cheapest reliable credit score companies where I Can get that efficient credit score that I need? I need to know what my credit score is so I can start looking for an apartment. And I know it must be bad, but I just want to make sure that it isn’t tooooo horrible.

Thanks.

BALDERAS

September 9, 2008

What credit score do you need to have to rent an apartment?

credit score
virginiagirl asked:


I want to move in with a friend of mine, who’s apartment is run by a large company. I know they will do a credit check. My credit score is a 629… not the bottom, but not great. Do you think they’ll be okay with that?

To complicate matters, this company already approved me for a lease several months ago, but that fell through… I believe my credit was higher then. I really just don’t want to be stuck with nowhere to live. Please help, especially if you really know what you’re talking about!

BARROW

Going to Argentina – Any good Credit Cards to help me get there?

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ronnin72 asked:


OK. I am flying from San Francisco to Argentina in november. Basically, $1000 R/T per person. My simple question, is there a credit card out there that might help me get a deal. For example, rumor has it that the AMEX Platinum you can get 1 free international flight with paid on your AMEX. It is $400 annual, but might be worth it. Anything else that someone might now? Otherwise, I will just pay the round trip, collect some miles and enjoy my time there. Just thought it was worth a shot.

HIGDON

September 6, 2008

My 80 year old parents are in collections for credit card they never applied for. What do I do to help them?

Filed under: Credit Help — Tags: , , , , — @ 2:29 pm
credit help
CARLA P asked:


This is obviously an identity theft. The collections agency according to them does not want to help them. They never got the bills before collection because, the address on the credit card is not theirs.

CARRANZA

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