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January 20, 2010

What does your credit score start out as?

Filed under: Credit Score — Tags: , , — @ 12:36 am
credit score
nedra asked:


I just turned 18 in the end of October. What would my credit score be now? What does it start out as? What is the eastiest way to build your credit score? How long does it take to build your credit? Do you get points per month or what?

NUGENT

September 8, 2009

Do car payments or car leases help build credit?

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Brian B asked:


Does making car payments on time to a dealer count toward your credit score? Is it a good way to build credit besides using credit cards or no?

How about leasing a car, same thing?

RICKS

July 19, 2009

When can I start building my credit score?

Filed under: Credit Score — Tags: , , — @ 7:35 am
credit score
Benjamin Franklin asked:


I am 16 years old and would like to know when I can start building my credit score? What will be a starting credit score? How can I build my credit score to be as high as possible? Thanks. Serious answers only please.

REEVES

July 15, 2009

What credit card to get at 18 and not a college student?

Filed under: Credit Help — Tags: , , — @ 12:44 pm
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Bryce asked:


I always thought at 18 they love to give you credit cards, I’ve tried Capitol One, Chase, a QT credit card, and a Best Buy one. All deny due to no credit history. I obviously can’t get Credit history if they won’t let me have credit. I Work 2 jobs and just want to have one just in case and to actually build my credit. What’s going on and why do i keep getting denied?

LARKIN

July 2, 2009

Will paying for my school loans ahead of time help build my credit?

Filed under: Credit Help — Tags: , , — @ 9:38 am
credit help
awilliamsku asked:


My school loans are to be paid back starting in June of 2013. Since I have subsidized Stafford loans, I don’t have to pay anything, like interest, right now. Would paying them back now little by little build my credit? I can’t get a credit card since my parents have no credit and I’m having a hard time figuring out how to slowly build it without being in debt too much. Thanks!

KOHLER

February 27, 2009

With a credit score of 638 and no recent credit history what is a good credit card to get?

Filed under: Credit Score — Tags: , , — @ 12:24 pm
credit score
nessa7227 asked:


I need to rebuild credit history but I don’t want a ton of credit inquiries dragging my score down…
I do not currently have any debt I just need to build recent credit history.

RAWLS

January 19, 2009

What credit cards are made so that you are instantly approved or denied?

Filed under: Credit Help — Tags: , , — @ 3:21 pm
credit help
ersan b asked:


I preferably need a studen credit card (to build up my credit-seeing as how I do not have any line of credit). I just need to know which credit cards/student credit cards instantly approve/deny you or at least you find out some sort of answer within a few hours.

FREY

September 13, 2008

Does it help being an authorized user of a credit card build credit history?

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sergio d asked:


I want my wife to build her credit history, will it help her if I name her an authorized user of my credit card? Will the credit card company ask me for her data? The reason I ask this is because I noticed that when giving her an additional credit card the credit card company won’t ask her data? So which is best, giving her an additional credit card or making her an authorized user? Thanks for the help, I’m from another country and I’m trying to build credit history.

HARP

April 22, 2008

What does your credit score start out as?

Filed under: Credit Score — Tags: , , — @ 9:05 am
credit score
Sierra S asked:


I just turned 18 in the end of October. What would my credit score be now? What does it start out as? What is the eastiest way to build your credit score? How long does it take to build your credit? Do you get points per month or what?

MULLIN

March 2, 2008

Can a prepaid master card help to build-up the credit score?

credit help
Kumu asked:


I need to build-up my credit score. I realised the importance of it very late .And now it is hard to find some financial body who is interested to provide credit card to me . So I thought of buying the master card, the pre-paid one. As I received it I found it has not my name printed on it. Now , I am sceptical if it can really help me to build my credit score.Is there any card that I can buy to serve my purpose ?

CLAYTON
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