salena asked:
I want to get a frequent flyer credit card but I already have 3 credit cards with generous limits. I don’t need these credit cards and I would like to cancel them and have this “possible credit” to go towards the new card. I heard once that canceling a credit card has a negitive effect on your credit score. Is this true? If so, how do I switch credit cards and avoid affecting my credit score in a bad way?
GLENN
ersan b asked:
I preferably need a studen credit card (to build up my credit-seeing as how I do not have any line of credit). I just need to know which credit cards/student credit cards instantly approve/deny you or at least you find out some sort of answer within a few hours.
FREY
Superstar!!!!… to be asked:
I applied for 3 credit cards at about the same time 2 years ago. They all got maxed out, and I never paid any of them after a while, and they got sent to collections. I paid off one, but it didn’t seem to help me any in terms of the score. Will paying off the others help? I need to raise my score, but if paying them off won’t help me I’d rather wait until I had a good paying job to settle them. I am on the phone with one of the credit people now as I type, but I need assistance on what to do ASAP!!! Please help!!!
SPANN
Dena F asked:
My sister recently had her bancruptcy discharged and is now ready to start rebuilding her credit. Would it help her score if I added her to a few of my credit cards? I have superior credit and want to retain it, so, if I do add her to my cards will her negative credit affect mine? Any ideas on how to help my little sis would be very appreciated.
GARNETT
chickiechick asked:
I have a debt of close to twenty thousand dollars. This is one credit card and one loan. I owe close to 700 dollars a month for both of these (combined). I cannot pay it and live. They are both through the same bank, but the bank will not help me. They gave me a number to a credit counseling service but it won’t help me either. I don’t know what to do. I don’t want to use a credit settlement service because it supposedly ruins my credit, but it seems to me that my credit is ruined anyway. I need HELP!
WINN
msc44 asked:
I want to get a frequent flyer credit card but I already have 3 credit cards with generous limits. I don’t need these credit cards and I would like to cancel them and have this possible credit to go towards the new card. I heard once that canceling a credit card has a negitive effect on your credit score. Is this true? If so, how do I switch credit cards and avoid affecting my credit score in a bad way?
ARCHER
jade u asked:
I’m trying to boost my credit score and there are a veiw cards that i have that i no longer want can i cancel them and have the credit comapany bill me, and will that help my credit score? the cards or dillards, visa, and mastercard. Help!
CULPEPPER
